Is your Retirement something to look forward to?

 Retirement - after working most of our adult lives, we now face the daunting prospect.

No more managers to tell us what to do. No more clocking in or out.

Our time is, at long last, our own. What are we going to do with it?

Even though we may have saved enough for our later years, there's always something that crops up to rock the boat.

Keeping busy is the most important.

If not for the money, for our own health and peace of mind.

Here are just a few tips, gathered from many sources, to help in your plans:

Live within your means.

Try to stick to a budget.

Only buy what you need, when you need it. IF you need it at all.

Buying just because it's on "special" is a waste of money.

Buying anything in bulk eats cash flow.

You may need that cash for something else very soon. An emergency.

Don't buy what you cannot afford to. Never use credit to buy instant gratification stuff.

In fact, never buy anything on credit. It will always bounce back to hurt you.

More so in your later years.

Travel.

If you can afford it, make up for all those holidays you missed out on because of work.

Visit friends and family you haven't seen for a long time.

Especially kids and grandchildren.

Make the most of them while you can.

Or take a cruise. It'll do wonders for you.

Fix up the house.

You've got the time now.

Fix all those irritating things you've put off for years.

Or paid someone else to do.

You can save a great deal of money by doing it yourself, while improving the value of the house.

For the day you sell and move to the retirement village.

There are so many things we can do. We just have to do them.

The most important thing is that we enjoy our Retirement!

Happy Days!

With very best wishes,

Chris Wilkinson.

BEE is breaking South Africa - Gerhard Papenfus v Gwede Mantashe...

In this candid and hard-hitting interview, Alec Hogg speaks to Gerhard Papenfus, CEO of the National Employers’ Association of South Africa.

About his open letter condemning Black Economic Empowerment.

Papenfus argues that BEE has distorted markets, damaged entrepreneurship, and entrenched elitism rather than broad-based upliftment.

He challenges prevailing political narratives, questions the sustainability of empowerment through ownership transfers.

And calls for merit-based economic reform to restore growth, accountability, and genuine inclusion.

ROB HERSOV & MATTHEW PARKS: Inside COSATU’s Power: Matthew Parks on Fixing South Africa...

South Africa is tired of noise. So we went straight to the engine room.
A blunt, no-soft-questions conversation with COSATU’s Matthew Parks.

In this episode of the Truth Report, Rob Hersov sits down with COSATU parliamentary coordinator Matthew Parks for a fearless, wide-ranging interview on the real mechanics behind jobs, policy, corruption.

And why SA’s economic recovery keeps stalling.

We dig into the mining “cadastral” bottleneck, the truth about BEE beyond the headlines, minimum wage vs living wage, and why politicians keep rewarding failure. This is political commentary without the theatre: facts, pressure, and uncomfortable honesty.

BizNews Director’s Cut: Trump’s chaos, Wall Street’s calm and SA’s policy hangover - Anthony Ginsberg...

Behind the political theatre, the US economy is surging.

Anthony Ginsberg warns that South Africa’s foreign and trade policy lag reality.

Why Every South African Citizen Must Vote in Local Elections...

When local government fails, daily life becomes harder.

  • Roads crumble.
  • Water runs dry.
  • Refuse piles up.
  • Streetlights stay broken.

These are not national problems debated in Parliament far away.

They are local problems, decided by councils elected where we live.

That is why local elections matter.

And that is why every South African citizen must vote in them.

Local Government Affects Your Everyday Life

Local councils control the services we depend on every day:

  • Water and sanitation

  • Electricity distribution

  • Roads and transport

  • Refuse removal

  • Town planning and housing

  • Community safety and by-laws

If your municipality is failing, it shows up in your home, your street, and your neighbourhood.

Voting is the most direct way citizens can influence the decisions made by those in power.

Not Voting Is Also a Choice — With Consequences

Many people say, “Voting doesn’t change anything.”

But not voting guarantees one thing: you hand your power to others.

Low voter turnout benefits organised political groups, not ordinary citizens.

When fewer people vote, a small minority ends up deciding for everyone.

Complaining later does not undo that decision.

If you don’t vote, you cannot expect better services.

Or better leadership, and accountability.

Local Elections Are Where Change Is Most Possible

National politics feels distant and overwhelming.

Local politics is different.

At the municipal level:

  • Your vote carries more weight

  • Independent candidates can win

  • Smaller parties can make a real impact

  • Councillors are accessible and local

Many positive changes in South Africa have started at the local level.

Where the citizens held leaders accountable and demanded results.

Voting Is About Responsibility, Not Loyalty

Voting is not about being loyal to a party. It is about being loyal to your community.

You are not voting for slogans or history. You are voting for:

  • Competence

  • Integrity

  • Service delivery

  • Transparency

If a party or councillor has failed your community, voting them out is not betrayal.

It is democracy working as it should.

Democracy Does Not Work Without Citizens

Democracy is not self-sustaining. It only works when citizens involve themselves..

Every right we enjoy today — including the right to vote — came at a cost.

Many South Africans fought, suffered, and died for this freedom.

Choosing not to vote weakens the system meant to protect us all.

Your Vote Is Your Voice

Voting is not a miracle cure.

It does not fix everything overnight.

But it is the foundation on which accountability is built.

When citizens vote:

  • Leaders know they are being watched

  • Poor performance has consequences

  • Good governance is rewarded

If we want functioning towns. Safer communities. And a better future for our children.

We must start where it matters most. And that is with local government elections.

Use Your Power

Local elections are not about politics in theory. They are about your life in practice.

Register - Show Up - Vote.

Because if you don’t choose who governs your community, someone else will.

And you may not like the result.

With very best wishes,

Chris Wilkinson.



Iran on a knife edge - Dr Iraj Abedian on killings, SA silence and Trump's gamble...

Iran is burning, and the world is hesitating.

Economist Iraj Abedian delivers a raw, emotional account of a nation held hostage by its own regime.

Why South Africa’s silence is so troubling.

And why Donald Trump may now be the only wild card left, as thousands are killed behind an information blackout.

https://www.chriswilko.com/2025/06/hope-is-more-than-just-four-letter-word.html

Watch "IAN CAMERON: How Corruption Is Fueling Gang Violence In South Africa" on the Truth Report...

In this explosive interview, Ian Cameron reveals what REALLY happened during the violent attack in Philippi — and why South Africa’s crime c...