We Don’t Have to Be Experts to Give Advice...

One reason many people stay silent is that they believe they are “not qualified” to speak.

We tell ourselves that our opinions don’t matter.

Unless we have degrees, titles, or years of formal experience,

So we hold back, even when we’ve learned something the hard way.

But life doesn’t work like that. 

Some of the most valuable advice does not come from "experts".

It comes from ordinary people.

Those who have lived, struggled, failed, tried again, and learned a few lessons along the way.

Experience, not expertise, is often what makes advice useful.

You don’t need to be a mechanic to warn someone that ignoring strange noises in their car is a bad idea.

You don’t need to be a financial adviser to say that living beyond your means causes stress.

And you don’t need to be a psychologist to say that kindness, patience, and listening can make a difference.

What matters is honesty.

Good advice is not about pretending to know everything.

It’s about saying, “This is what I’ve learned,” or “This is what worked for me”.

Or even, “This is what I wish I had known earlier.”

That kind of advice doesn’t lecture. It Shares.

Of course, there are times when expert advice is essential.

We should not replace doctors, engineers, or legal professionals with guesswork.

But much of everyday life is not about technical expertise.

It’s about choices, attitudes, habits, and values.

And on those things, many of us are well qualified.

We should also remember that advice does not have to be perfect to be helpful.

Sometimes a simple reminder, a word of encouragement, or a gentle warning is enough.

The listener can decide what to accept and what to ignore.

When we silence ourselves because we think we are “not experts,” we lose something valuable.

Shared Wisdom.

Communities grow stronger when people talk about what they have learned.

Not when everyone waits for permission to speak.

So if you have learned something useful, say it.

Share it humbly, without claiming authority.

Offer it, not as a command, but as a contribution.

You don’t have to be an expert to give advice.

You just have to be honest, thoughtful, and willing to help.

I hope this article helps you a little.

With very best wishes,

Chris Wilkinson.

Is your Retirement something to look forward to?

 Retirement - after working most of our adult lives, we now face the daunting prospect.

No more managers to tell us what to do. No more clocking in or out.

Our time is, at long last, our own. What are we going to do with it?

Even though we may have saved enough for our later years, there's always something that crops up to rock the boat.

Keeping busy is the most important.

If not for the money, for our own health and peace of mind.

Here are just a few tips, gathered from many sources, to help in your plans:

Live within your means.

Try to stick to a budget.

Only buy what you need, when you need it. IF you need it at all.

Buying just because it's on "special" is a waste of money.

Buying anything in bulk eats cash flow.

You may need that cash for something else very soon. An emergency.

Don't buy what you cannot afford to. Never use credit to buy instant gratification stuff.

In fact, never buy anything on credit. It will always bounce back to hurt you.

More so in your later years.

Travel.

If you can afford it, make up for all those holidays you missed out on because of work.

Visit friends and family you haven't seen for a long time.

Especially kids and grandchildren.

Make the most of them while you can.

Or take a cruise. It'll do wonders for you.

Fix up the house.

You've got the time now.

Fix all those irritating things you've put off for years.

Or paid someone else to do.

You can save a great deal of money by doing it yourself, while improving the value of the house.

For the day you sell and move to the retirement village.

There are so many things we can do. We just have to do them.

The most important thing is that we enjoy our Retirement!

Happy Days!

With very best wishes,

Chris Wilkinson.

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BEE is breaking South Africa - Gerhard Papenfus v Gwede Mantashe...

In this candid and hard-hitting interview, Alec Hogg speaks to Gerhard Papenfus, CEO of the National Employers’ Association of South Africa.

About his open letter condemning Black Economic Empowerment.

Papenfus argues that BEE has distorted markets, damaged entrepreneurship, and entrenched elitism rather than broad-based upliftment.

He challenges prevailing political narratives, questions the sustainability of empowerment through ownership transfers.

And calls for merit-based economic reform to restore growth, accountability, and genuine inclusion.

ROB HERSOV & MATTHEW PARKS: Inside COSATU’s Power: Matthew Parks on Fixing South Africa...

South Africa is tired of noise. So we went straight to the engine room.

A blunt, no-soft-questions conversation with COSATU’s Matthew Parks.

In this episode of the Truth Report, Rob Hersov sits down with COSATU parliamentary coordinator Matthew Parks for a fearless, wide-ranging interview on the real mechanics behind jobs, policy, corruption.

And why SA’s economic recovery keeps stalling.

We dig into the mining “cadastral” bottleneck, the truth about BEE beyond the headlines, minimum wage vs living wage, and why politicians keep rewarding failure. This is political commentary without the theatre: facts, pressure, and uncomfortable honesty.

BizNews Director’s Cut: Trump’s chaos, Wall Street’s calm and SA’s policy hangover - Anthony Ginsberg...

Behind the political theatre, the US economy is surging.

Anthony Ginsberg warns that South Africa’s foreign and trade policy lag reality.

Why Every South African Citizen Must Vote in Local Elections...

When local government fails, daily life becomes harder.

• Roads crumble.
• Water runs dry.
• Refuse piles up.
• Streetlights stay broken.

These are not national problems debated in Parliament far away.

They are local problems, decided by councils elected where we live.

That is why local elections matter.

And that is why every South African citizen must vote in them.

Local Government Affects Your Everyday Life

Local councils control the services we depend on every day:

• Water and sanitation

• Electricity distribution

• Roads and transport

• Refuse removal

• Town planning and housing

• Community safety and by-laws

If your municipality is failing, it shows up in your home, your street, and your neighbourhood.

Voting is the most direct way citizens can influence the decisions made by those in power.

Not Voting Is Also a Choice — With Consequences

Many people say, “Voting doesn’t change anything.”

But not voting guarantees one thing: you hand your power to others.

Low voter turnout benefits organised political groups, not ordinary citizens.

When fewer people vote, a small minority ends up deciding for everyone.

Complaining later does not undo that decision.

If you don’t vote, you cannot expect better services.

Or better leadership, and accountability.

Local Elections Are Where Change Is Most Possible

National politics feels distant and overwhelming.

Local politics is different.

At the municipal level:

• Your vote carries more weight

• Independent candidates can win

• Smaller parties can make a real impact

• Councillors are accessible and local

Many positive changes in South Africa have started at the local level.

Where the citizens held leaders accountable and demanded results.

Voting Is About Responsibility, Not Loyalty

Voting is not about being loyal to a party. It is about being loyal to your community.

You are not voting for slogans or history. You are voting for:

• Competence

• Integrity

• Service delivery

• Transparency

If a party or councillor has failed your community, voting them out is not betrayal.

It is democracy working as it should.

Democracy Does Not Work Without Citizens

Democracy is not self-sustaining. It only works when citizens involve themselves..

Every right we enjoy today — including the right to vote — came at a cost.

Many South Africans fought, suffered, and died for this freedom.

Choosing not to vote weakens the system meant to protect us all.

Your Vote Is Your Voice

Voting is not a miracle cure.

It does not fix everything overnight.

But it is the foundation on which accountability is built.

When citizens vote:

• Leaders know they are being watched

• Poor performance has consequences

• Good governance is rewarded

If we want functioning towns. Safer communities. And a better future for our children.

We must start where it matters most. And that is with local government elections.

Use Your Power

Local elections are not about politics in theory. They are about your life in practice.

Register - Show Up - Vote.

Because if you don’t choose who governs your community, someone else will.

And you may not like the result.

With very best wishes,

Chris Wilkinson.